Cover; Contents; Chapter 1 Bottom Line Up Front (BLUF); Chapter 2 Will It Be There?; Chapter 3 Keep It Simple; Chapter 4 Start Early or Wait; Chapter 5 Tapping into Someone Else's Benefit; Chapter 6 Making Your Benefit Last Two Lifetimes; Chapter 7 Coordinating Benefits; Chapter 8 Taxes, Taxes, Taxes; Chapter 9 Redos and Upgrades; Chapter 10 Do It!